Thursday, October 13, 2011

It’s Budget Plannin’ Time

It’s been a busy few weeks getting everything moved in and set-up in the new place, but already things are looking up. I feel really at home in this house. Selling my old home and moving into a community was a huge home run for me financially. I’ve streamlined my expenses and now, to continue moving along on the right track, it’s time to get how I use my income in order. It’s time to get a plan going, to reassess where I stand and where I want to be, to ensure I’m in a solid place for my future.

As far as my current financial situation goes, I’m doing okay right now. I’m lucky to have a steady income, but I know that you can never tell with full certainty what the future will bring. Especially after I stop working, I want to be able to take care of what I need to take care of and still be able to do the things I love – without being strapped for cash. 

Really, the goal of my plan is to help me be a little more in-tuned to what I’m dropping money on these days. Instead of spending $400 on a new fishing pole, I’m going to hang onto the ones I have longer. The newest technology is not as important as being able to spend time with a line in the water. Instead of getting lunch out every day, I’m actually buying groceries and enjoying fixing some meals in my new home. The way I see it is, if I can cut back in small ways, I’ll have that much more in my pocket for when I really need it or really want to spend it.  The more I can sock away now – the more relaxed I’ll feel a few years down the line, down by the lake, with a pole in my hand. 

Does anyone have any tips on how to stick to a plan like this?

Flyin’ Free

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